WHAT AI CAN’T DO: A MANILA LECTURE SHAKES THE FINANCE WORLD

What AI Can’t Do: A Manila Lecture Shakes the Finance World

What AI Can’t Do: A Manila Lecture Shakes the Finance World

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In a packed amphitheater at the University of the Philippines, renowned AI investor Joseph Plazo laid down the gauntlet on what AI can and cannot achieve for the world of investing—and why that distinction matters now more than ever.

You could feel the electricity in the crowd. Young scholars—some clutching notebooks, others broadcasting to friends across Asia—waited for a man both celebrated and controversial in AI circles.

“Algorithms can execute,” Plazo began, calm but direct. “But it won’t teach you why to believe in them.”

Over the next sixty minutes, Plazo delivered a fast-paced masterclass, intertwining machine logic with human flaws. His central claim: AI is brilliant, but blind.

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Top Students Meet a Tough Truth

Before him sat students and faculty from prestigious universities across Asia, assembled under a pan-Asian finance forum.

Many expected a victory lap of AI's dominance. Instead, they got a reality check.

“There’s a growing religion around AI,” said Prof. Maria Castillo, guest faculty from Europe. “Plazo’s words were uncomfortable—but essential.”

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Why AI Still Doesn’t Get It

Plazo’s core thesis was both simple and unsettling: code can’t read between the lines.

“AI is fearless, but also clueless,” he warned. “It finds trends, but not intentions.”

He cited examples like machine-driven funds failing to respond to COVID news, noting, “By the time the algorithms adjusted, the humans were already positioned.”

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The Astronomer Analogy

He didn’t bash the machines—he put them in their place.

“AI is the telescope—but you are still the astronomer,” he said. It sees—but doesn’t think.

Students pressed him on sentiment tracking, to which Plazo acknowledged: “Sure, it can flag Reddit anomalies—but it can’t discern hesitation get more info in a policymaker’s tone.”

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A Mental Shift Among Asia’s Finest

The talk sparked introspection.

“I used to think AI just needed more data,” said Lee Min-Seo, a finance student from Seoul. “Turns out, insight can’t be uploaded.”

In a post-talk panel, tech mentors agreed with his sentiment. “They’ve been raised by data—but instinct,” said Dr. Raymond Tan, “is only half the story.”

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Co-Intelligence: Merging Math with Meaning

Plazo shared that his firm is building “hybrid cognition models”—AI that understands not just volatility, but motive.

“Ethics can’t be outsourced to software,” he reminded. “Judgment remains human territory.”

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An Ending That Sparked a Beginning

As Plazo exited the stage, students applauded. But more importantly, they stayed behind.

“I came for machine learning,” said a PhD candidate. “Instead, I got something more powerful—perspective.”

Perhaps, in drawing boundaries for AI, we expand our own.

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